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Home Loans and Mortgages | Willmar, MN

Home ownership is the dream of most Americans. Whether you are a first-time home buyer, are looking to get a mortgage on a second home, or are in the process of upsizing or downsizing your home, First Independent Bank can help you get the home mortgage in Willmar to meet your needs. 

What is the process for getting a home mortgage?

Before you even start to look at homes, we suggest getting a pre-approval letter. The pre-approval process will help you determine how much you can spend on a home (the size of the mortgage you qualify for). This is extremely important when you put in an offer on a home. An offer to purchase a home that has a pre-approval letter attached is a more valuable offer to the seller. Its how they can be reasonably sure that a buyer can complete the purchase. 

Because FIB is a family and employee-owned bank, you will be more closely connected to our qualified loan officers. Our loan officers will take the time to get to know you, understand your situation, and help you make the right decisions for your life.  

Get Pre-Approved for a Home Loan Today

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The Benefits of Owning a Home

  1. Building Equity - This is probably the biggest benefit. Instead of renting and seeing no return on your dollars, you are able to own an appreciable asset.
  2. Making It Yours! The ability to change the space and make it yours. If you dont like a wall where it is, you break out a sledge hammer and Sawzall and you tear it out! 
  3. A Place That Lasts - A home is permanent place at which you can build memories with family and friends. Compare this to a rental: a place that can be sold out from under you when your lease expires.
  4. Choose Your Neighbors! Unlike an apartment building, you get to choose your neighbors when you buy.
  5. Pride of Ownership - There is nothing like the feeling of owning a home. 
  6. Bigger Opportunities - A home is an asset that can provide you leverage when you need it. 

The Best Choice for Your Willmar Home Loan

Willmar, MN is our home turf and we know the people who live and work here. From individuals, to families, to farms, to businesses, First Independent Bank exists to be a thriving independent community bank serving our customers, employees and local communities. As your local area experts, we are able to look out for your best interests and provide access to the financial solutions you need. 

First Independent Bank is located on the eastern edge of Marshall, MN at the junction of state highways 19 and 23. We have had a new location and building since 2017.

Willmar, MN

Located in Kandiyohi County, Willmar is nestled right in lake country. Kandiyohi is a Dakota tribe name meaning “Where the buffalo fish come” and fishing and lakes are definitely part of the Willmar area with Kandiyohi county boasts 360 prime lakes. Not only that, there are countless parks, trails, and recreation opportunities throughout the area. Enjoy arts and entertainment, local farmers markets, and community centered events in this growing area Minnesota. No matter what you like to do, Willmar makes a great place to live, work and play!

With a population of 19,694 Willmar maintains a small town feel with access to larger city amenities. As a growing home to advanced manufacturing & agricultural technology, many skilled workers find Willmar a great place to live and work

 Contact First Independent Bank today to ask about refinancing your lake cabin or home.  

Willmar, MN Schools

The Willmar Public School District serves a diverse population of more than 27,000 residents in Willmar and the surrounding communities and boasts an award winning community education program. The mission of Willmar Public Schools is to inspire and prepare all learners for their future in our community and the world. 

For families seeking a private school education for their students, Community Christian School offers classes for ages PreK-12th grade. 

If you’re having trouble making your mortgage payments click this link..

Your Best Option For a Home Loan in Willmar, MN

First Independent Bank is the best home loan provider for Willmar. Call today - 507-532-2426 - to start the mortgage application process and get pre-qualified.

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We’re proud to feature our 2024 calendar contest winners.

10 Alyson Swanson October 1st place t

Angie Sippel, 1st Place Winner, August

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