CD/IRA Interest Rates

CD & IRA Options from First Independent Bank

See our interest rates and options below. Terms of 7 months or more compound quarterly.

Annual Percentage Yield is accurate as of 2/01/2024 - Subject to change. 


Minimum Deposit

Interest Rate

Annual Percentage Yield

Penalty for Early Withdrawal

3 Months $2,500 2.00% 2.02% 91 Days Interest
6 Months  $2,500 2.00% 2.01% 91 Days Interest
7 Months Special  $2,500 4.91% 5.00% 91 Days Interest
12 Months   $1,000 1.50% 1.51% 91 Days Interest
13 Months Special $1000 4.43% 4.51% 182 Days Interest
18 Months $1000 1.50% 1.51% 182 Days Interest
27 Months Special $1000 4.00% 4.06% 182 Days Interest
30 Months $1000 1.50% 1.51% 182 Days Interest
48 Months $1000 1.71% 1.72% 182 Days Interest
48 Months IRA Fixed $1000 4.18% 4.25% 182 Days Interest


About CD/IRA Options

At First Independent Bank, we have the CD and IRA options that will help you get the most out of your savings.

Whether short, intermediate, or long-term, we have the Certificates of Deposit and Individual Retirement Account options that will help you get the most out of your savings.

Find out how we are equipped to make your money work for you.

Which is right for you?

That's where First Independent Bank's local experts come in. We are happy to go over all your options and find the right mix of return on investment and liquidity that fits your unique financial situation.

Checking/Savings Interest Rates

Interest Rate Disclosure: 

At our discretion, we may change the interest rate on these accounts. Fees could reduce earnings on these accounts.

A copy of the current rate sheet will be provided to you upon initial account opening (or at any time upon request)  


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