As a local bank invested in the success of our agricultural community, we understand the importance of making wise financial decisions when purchasing equipment for your agricultural operation. Farm machinery is a significant investment that can significantly impact your farm's productivity and profitability. Therefore, it's crucial to ask the right questions before making a purchase. Here are five essential questions you should consider before buying your next piece of farm equipment.
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When it comes to financing your farm equipment, you have a lot of options available to you, including big banks and online lenders. However, local banks offer you several unique advantages that can greatly benefit farmers in need of equipment financing. Here’s why we think using a local bank like First Independent Bank is a smart decision for farm equipment financing.
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Some months make it harder to reach your financial goals than others. With bills, unexpected expenses, medical bills, etc., you might look at your bank account and realize that you're going to need more money to make it to your next paycheck. Our team at First Independent Bank understands. That's why our checking accounts come with our First Reserve Line of Credit option. Here's why we think you should consider using this convenient feature.
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Farming equipment is essential to getting your daily tasks done on the farm. Old or deteriorating equipment could slow or stop your operations, costing you valuable time and money in the long run. Here's how you know it's time to improve your farming equipment and the ways First Independent Bank can help.
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Farming equipment is an essential part of your agricultural operations. When it comes time to buy new equipment, you might wonder what options are best for you and what trends are rising. Here are three trends to know about in the farming equipment industry.
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As a community bank, First Independent Bank remains well-capitalized and well-positioned to continue to serve our customers and community. We will be celebrating 120 years of serving our communities. First Independent Bank was established in 1903, and we expect to serve this community for generations to come.
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Credit Cards have become the easiest way to build, improve, and maintain your credit score. Some cards offer many benefits and can be a lifeline in an emergency. Whether you are opening a new credit card account for personal or business expenses, First Independent Bank is here to help you learn how to get the most out of your credit card.
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The supply chain is still reeling from the pandemic shutdowns over the last two years. While we are starting to see some sectors go back to normal, the car market is still struggling to regain a sense of normalcy. The main issue with the car market is the lack of inventory caused by the halting of production at the beginning of the pandemic and the shortage of computer chips needed to run sensors, electronic dashboards, and infotainment systems. These chips are also used in just about every electronic device you can think of, from cell phones to video game consoles to computers adding to the issue.
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A UTV (Utility Terrain Vehicle) or an ATV (All-Terrain Vehicle) can be a great addition to your home, farm, or cabin. Whether you’re using it for recreation, quick local travel, or as part of your farm or business, there’s a lot to consider when purchasing your new vehicle. We’re here to help you understand the difference and which vehicle will best fit your needs.
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Banking is an essential part of your day-to-day business operations. From daily deposits or withdrawals to business loans, your experience with a bank could positively or negatively affect your company’s success. When you work with a local bank instead of a national corporation, you get premium, personalized service that allows you more time to run your business the way you want. Here are some reasons why you should consider working with a local bank.
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